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Bad Credit Financing If your credit is bad, it can be exceedingly difficult to find a lender for an auto loan, personal loan, home loan, or home equity loan. There are online services available that specialize in finding the best loan values - whether you have excellent credit, bad credit, or no credit. Chase Private Student Loans - Money For College When You Need it! Borrow up to $40,000 annually to help with college expenses...Choose a trusted name in Financial Services. Chase offers a Private Education Loan Program that provides college loans to cover any of your education related expenses. We make getting your money fast and easy and make no payments until after graduation!