State unemployment insurance is designed to provide unemployment insurance benefits to workers who are eligible and become unemployed by no fault of their own, and who meet state eligibility requirements will be entitled to Federal State unemployment insurance.

State unemployment insurance is designed for temporary financial assistance to those in the work force who are laid off by their employer due to a shortage of work. You must qualify in your state. If you are unsure obtain the unemployment insurance guidelines for your state.

If you are laid off apply for unemployment benefits right away. Filing starts your claim and then if you meet the requirements for your state you will be sent your activated claim. State unemployment insurance requirements can vary between states but in most states you have to worked four of the last five quarters, as well as a minimum number of hours, and you must have become unemployed because of a lack of available work.

To apply for unemployment benefits you will need to contact your local state unemployment insurance office. Once you file your unemployment insurance claim you can expect it to take about two weeks from the time you file until you see a unemployment insurance check. There is generally a one week waiting period, although it can be longer, and then the second week you are paid for. When you are filing for state unemployment insurance you will have to answer certain questions including the name of the former employer, the address of the place of employment, the dates worked there, and the number of hours worked.

You will continue to be eligible for state unemployment insurance as long as you file your card biweekly. On your report card you will be required to answer questions about whether you have worked and if so how many hours, and how much money you earned. These report cards can be filed by mail or over the telephone. You may be deducted any earnings you claim and you must continue to meet all the requirements for your unemployment insurance benefits to continue arriving.

You may be required to report to your local State Employment office after you file your state unemployment insurance claim. They are there to help you gain employment and they offer a variety of services. Of course your unemployment insurance benefits are designed as a temporary solution and it is your responsibility to seek employment.

Even if your state unemployment insurance does not require you to register with the Employment Services office you should anyway because they have all kinds of free services including re-training, seminars to teach you tricks find employment and become more marketable, and a host of other resources.

If you left your job on your own free will you will be disqualified from state unemployment insurance unless in the rare occasion where there are justifiable circumstance. You can also be disqualified if you have not worked in the proper time frame, or if you are short hours. Best to apply for unemployment and let them make the decision.

State unemployment insurance entitles you to a percentage of earnings in the past 52 weeks with a maximum benefit amount in place. You should then be entitled to 26 weeks of benefits. Of course this can vary between states and if you live in a high unemployment area you may even be entitled to additional weeks.

State unemployment insurance is designed as protection for you should you become unemployed and qualify for benefits. You should take advantage of these benefits anytime you qualify for they will relieve some of the stress of being unemployed at least for a short time.