If the deal is right, there is plenty of money available to fund it.

In the consumer view of the world, money is scarce. Consumers who believe that they have to buy investment property with their own money and their own credit are making a basic assumption: If you want to invest in real estate, you have to do alone.

Where do consumers go for money? They go to banks. And what happens at the bank? If you are a consumer, the bank will require you to provide a vast amount of personal information. You might feel that you have to beg to get the money. And after providing all of the personal information, it is up to the bank to decide if you are worthy to borrow the money.

From a consumer money perspective, the most important issue is whether or not you have money and good credit. Consumers who want to borrow from the bank often get the impression that the bank is only interested in loaning money to people who don't need it, and who have excellent credit. Throughout the process, you are not simply asking for money. The bank is judging whether or not you are worthy to receive any money.

In fact, you don't ever have to ask a bank for money to fund your real estate transactions. This is because there are private lenders who have plenty of money for real estate investments. This is one of the major differences between consumers and investors. Investors know that they can use private investors while consumers think that they must get funding from banks. If the deal makes sense, investors can find all the money they want from private investors.

Let's say you want to buy an investment property. You'll need to make a $10,000 down payment to buy it. If you are looking at the investment with a consumer mindset, you might think: "The only way I can buy this property is to pay $10,000 for the down payment. But since I don't have the $10,000, I can't buy the property." This is not the way a successful investor thinks. The investor would think: "I don't have the $10,000, but I know that someone else does." The critical difference is that the investor knows that there is money available from other people. So, instead of giving up on the deal, the investor finds a private money lender to provide the $10,000.

It is fascinating to realize that a consumer and an investor can stand side by side and look at the same property. Yet, the consumer and the investor will come to radically different conclusions about buying the property. The consumer might say: "I can't buy this property. I'd like to buy it, but I don't have the money and the bank won't loan me enough, because the bank has decided that I am not worthy to receive enough credit.

An investor thinks about the situation differently. The investor knows that there is money available for a good investment. In the same situation, the investor will say: "I don't have the money or credit to buy this property by myself. I do know that there are plenty of private investors who have the money I need." The key factor is whether or not the investment is a good investment. It is not simply about you and your money and your credit. If the deal is good enough, you can find the money you need to buy it.